See the Flex Plans section on our website.

Applicants should meet the following criteria:

  • Licensed dealer in good standing
  • Company checking account
  • Driver’s license or any government issued photo identification card
  • Proof of insurance coverage
  • References and credit history, both personal and business, are reviewed

Factors considered in the underwriting process will include, but not be limited to, business and personal credit scores, the number of years in business, dealership assets as well as debts, and references.

Click here to apply online or contact any of the branch locations in the markets we serve. Additionally, you may call (317) 708-4111 or email us to request an application.

There is no cost to apply.

Once all information is submitted, a credit decision takes a few days.

Kit cars, heavy-duty trucks, salvage (branded titles), boats, motorcycles, RVs, and trailers are not included in the floorplan agreement.

The maximum floor per vehicle is $40,000. Approval is required for any vehicle above this amount.

We will floor any unit purchased in lane at the auction or bought online via simulcast. We will not floorplan any units purchased outside the lanes.

All titles that are floored with XL Funding will go to your branch location.

Yes. Inspections of units on the XL Funding floorplan line are randomly conducted on a monthly basis at your dealership by Quiktrak.